Invest money in Bonds IPO !

Similar to an IOU, a bond is a debt security. In order to raise funds from investors who are prepared to lend them money for a specific period of time, borrowers issue bonds. Purchasing a bond entails lending money to the issuer, which could be a corporate, government, or municipality.

One kind of debt instrument is bonds. In essence, when you purchase a bond, you are lending money to a government agency or business for a specific amount of time in exchange for regular interest payments and the return of your investment at the end of the term.

Bond Types :-

Feature	Description
Issuer	The entity borrowing the money (e.g., government, corporation).
Face Value	The amount you will be repaid at maturity.
Coupon Rate	The interest rate the bond pays (usually annually or semi-annually).
Maturity Date	The date when the issuer repays the principal.
Credit Rating	A measure of the issuer’s ability to repay (AAA is best).

National governments issue government bonds, such as Indian Government Securities and U.S. Treasury Bonds.

Companies issue corporate bonds in order to raise money.

State and municipal governments issue municipal bonds.

Bonds that are convertible into a set number of shares are known as convertible bonds.

Aspect	Bonds/Fix Interest	Shares/Stocks
Nature	Debt	Ownership
Returns	Fixed interest (coupon)	Dividends (variable) + capital gains
Risk	Lower (generally)	Higher
Priority	Paid before shareholders in case of bankruptcy	Last in line

Why Investors Buy Bond !

Bonds provide investors with steady income in the form of recurring interest.

diversification to counteract stock risk.

preservation of capital, particularly in the case of government bonds.

How does it Works !

1.Verify interest rates and risk.

2.Request/Apply for Bond.

3.Await allocation

4.Earn Interest

Some ongoing Bond allotment in Process !

1. Muthoot Fincorp NCD

2. Kosamattam Finance Limited NCD

3. Edelweiss Financial Services NCD

4. Adani Enterprises NCD

5. KLM Axiva Finvest Limited NCD

Muthoot Fincorp NCD :

Interests : 9.8 % (Highest) 8.85 % (Lowest)

Tenure : 6 years. 2 years

Payout Types : Annually Monthly

Interest Payout : Annually

IPO Opening Date : 04 July 2025

IPO Closing Date : 17 July 2025

Allotment Date : 22 July 2025

Listing Date : 24 July 2025

Minimum Investment : Rs 10,000 /-

Risk Type : AA- (Low)

Kosamattam Finance Limited NCD :-

Interests : 10.41 % (Highest) 9.25 % (Lowest)

Tenure : 07 years. 1 year 6 Month

Payout Types : Cumulative Cumulative

Interest Payout : Cumulative

IPO Opening Date : 07 July 2025

IPO Closing Date : 18 July 2025

Allotment Date : 24 July 2025

Listing Date : 28 July 2025

Minimum Investment : Rs 10,000 /-

Risk Type : A- (Low)

Edelweiss Financial Services NCD:-

Interests : 10.50 % (Highest) 9.00 % (Lowest)

Tenure : 10 years. 2 years

Payout Types : Annually Cumulative

Interest Payout : Annually

IPO Opening Date : 08 July 2025

IPO Closing Date : 21 July 2025

Allotment Date : 25 July 2025

Listing Date : 29 July 2025

Minimum Investment : Rs 10,000 /-

Risk Type : A+ (Low)

Adani Enterprises NCD:-

Interests : 9.30 % (Highest) 8.95 % (Lowest)

Tenure : 5 years. 3 years

Payout Types : Annually Quarterly

Interest Payout : Annually

IPO Opening Date : 09 July 2025

IPO Closing Date : 22 July 2025

Allotment Date : 28 July 2025

Listing Date : 30 July 2025

Minimum Investment : Rs 10,000 /-

Risk Type : AA- (Low)

KLM Axiva Finvest Limited NCD:-

Interests : 11.10 % (Highest) 9.5 % (Lowest)

Tenure : 6 year 7 months 01 year 01 month

Payout Types : Cumulative Monthly

Interest Payout : Cumulative

IPO Opening Date : 09 July 2025

IPO Closing Date : 22 July 2025

Allotment Date : 28 July 2025

Listing Date : 30 July 2025

Minimum Investment : Rs 5,000 /-

Risk Type : BBB (Moderate) ( *Lower than High Risk)

FAQ :-

Where will I receive my principal amount back !

*Interest is paid to the bank account that is linked to your Demat.

When will I receive my principal amount which are invested !

On the bond’s maturity date, the principal amount is credited to the Demat-linked bank account.

Can I sell my bonds before completion of Maturity !

Like stocks, you can sell them on the secondary market before they mature, but there might not be any buyers, so your sell order might not be carried out.

Can I cancel my Application !

You can reapply before the closing date, however all bids will be canceled if you cancel your bonds IPO application. Your money will be released 48 hours after allocation if you cancel after the mandate request has been approved.